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Burglary Insurance
This covers loss or damage by theft following entry into or exit from a building by forcible, violent or visible means or any attempt thereat. Outbuildings and open spaces are excluded unless specified. Damage to the premises caused by thieves is included if the insured is responsible for the repairs provided the sum insured is adequate. There is usually a requirement that either a watchman from a reputable security firm is employed and present on a 24 hours basis or a security alarm system is installed with back up response provided.
REQUIREMENTS TO PLACE COVER
- Completed proposal form
- Breakdown of the schedule of items to be covered with latest values
- Payment of premium
DOCUMENTS REQUIRED TO REGISTER A CLAIM
- Completed claim form
- Stock records
- Purchase documents
- Police abstract report
- Report from Security firm, where applicable
- Repairs invoices
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