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BUPA International Health Cover.
We as brokers of BUPA offer the following covers:-

  • For you or your family

    For you or your family - International health insurance.BUPA Logo
    A range of worldwide medical health insurance plans to suit individuals or families with:
           :: a choice of three levels of cover
           :: access to over 5,500 participating hospitals and clinics worldwide
           :: access to a 24 hour multilingual helpline
           :: access to MembersWorld, an online service to access your health plan.

    Levels of cover:-
    1) - Gold
    This is our top level of cover and is a comprehensive scheme. In addition to the other benefits, Gold also covers:
           :: in-patient hospital stays
           :: day-case treatment
           :: out-patient care and consultations
           :: family doctor treatment
           :: prescription medication you may need
           :: home nursing
           :: accidental dentistry
    A range of four preventative healthchecks are also included.

    What's covered?

    2) - Classic
    Our classic level is designed to cover you and your family for any specialist medical treatment or diagnosis. You will be covered for:
           :: in-patient hospital stays
           :: day-case treatment
           :: out-patient consultations
           :: treatment such as physiotherapy
    A range of four preventive health checks are also included.
    3) - Essential
    This level concentrates on hospital treatment. You have the guarantee that you'll be covered for:
           :: in-patient hospital treatment
           :: day-case treatment

    The Lifeline plan covers you for the costs of active treatment. This means treatment of a disease, illness or injury that leads to your recovery, conservation of your condition, or to restore you to your previous state of health as quickly as possible. This includes both acute (diseases, illnesses or injuries that respond to medical care without the need for long term or prolonged treatment) and chronic (diseases, illnesses or injuries that are permanent, come back or are likely to continue indefinitely) conditions. You are covered for:
           :: emergency and non-emergency treatment
           :: cancer treatment in full
           :: sports injuries
           :: psychiatric conditions (after two years' membership)
           :: drug treatments for HIV/AIDS up to 10,000 per year (after five years' membership)
    From 1 April 2008 our Lifeline policy will also include the introduction of chronic cover and increased outpatients benefits.

    Cover for maintaining chronic conditions & Increased outpatient benefits.

    We have extended our cover for chronic conditions, so that we cover not only acute treatment received during flare ups of a chronic condition, but also maintenance of a chronic condition.
    Gold: the outpatient limit has been increased to full refund for pathology, x-ray and diagnostic tests. Other outpatient benefits including consultant fees for consultations, treatment by therapists and complementary medicine practitioners, consultant and psychologists fees for psychiatric treatment and costs for treatment by a family doctor are also paid in full.

    Classic:
    the outpatient limit has been increased to 5,000 for consultant fees for consultations and pathology, x-ray and diagnostic tests. Other outpatient benefits including treatment by therapists and complementary medicine practitioners and consultant and psychologists fees for psychiatric treatment will also be paid in full.

    What's not covered?
    In order to keep your premiums down, there are certain conditions and circumstances that we do not cover. These include pre-existing conditions that you have when you join, routine dental cover, elective cosmetic surgery/treatment, war risks, health hydros/nature cure clinics. For full details please view the lifeline membership guide below.

    Evacuation: Ideal for those concerned about the quality of local medical care. When necessary, we'll provide emergency evacuation to the nearest centre of medical excellence, no matter where you are in the world.
    Repatriation:
    Our highest level of assistance cover also gives you the choice of returning to your home country, to be treated in familiar surroundings, near your friends and relatives (if treatment is not available locally). If this happens, you can choose to have someone to accompany you for your visit back home.

    If you have any questions regarding the cover offered under these plans please contact us.

  • For your business
  • IHI Medical Travel Insurance
  • BUPA Downloads

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